Few Florida counties have a higher uninsured rate than Osceola

Osceola County has the highest share of working-age adults without health insurance in Central Florida. Few counties anywhere in Florida have a higher one.

An estimated 22.1% of Osceola adults of working age had no health coverage in 2023, according to the CDC's PLACES county estimates released in 2025, the newest available. That puts Osceola sixth among Florida's counties, counting from the highest uninsured share.

The other Central Florida counties sit much closer to the middle of the state's list. Orange County ranks 29th, Lake County 36th and Seminole County 49th.

Osceola, well above the typical county

In the typical Florida county, 15.6% of working-age adults were uninsured. That figure is the median of all the county estimates, not a statewide rate.

Osceola's share is 6.5 percentage points higher than that median. It is not the state's highest. The top county rate in Florida reached 31.9%. But no other Central Florida county comes close to Osceola.

Data USA, using a different measure, reports that the percent of uninsured citizens in Osceola County declined slightly between 2023 and 2024 (Data USA). Its figures are not directly comparable with the CDC estimates.

Among Osceola residents who do have coverage, it comes from several places. Data USA's profile divides the county's population among employee plans, Medicaid, Medicare and non-group plans, with employee plans the largest single source (Data USA).

The county's largest industries by employment are retail trade and accommodation and food services (Data USA).

Orange, Lake and Seminole near or below the middle

In Orange County, 16.3% of working-age adults lacked health insurance in 2023. That is 0.7 percentage points above the median Florida county.

Lake County's share was 15.2%, which is 0.4 percentage points below the median. Both counties are close enough to the typical county that their ranks should be read loosely. Counties near the middle of the list are not statistically distinct from their neighbors, so a move of a few places up or down may not reflect a real difference.

Seminole County has the lowest uninsured share in the region, at 13.4%. It sits 2.2 percentage points below the median Florida county.

Taken together, the region's counties do not move as one. Seminole falls well below the typical Florida county. Orange and Lake sit roughly in line with it. Osceola is far above it.

These are county-wide shares, reflecting the mix of people who live and work in each place. For uninsured adults and the families who depend on them, they mark how far apart Central Florida's counties are: from Osceola's 22.1% to Seminole's 13.4%.

About the data

We used the CDC's 2025 PLACES county estimates, which reflect 2023 data, for the age-adjusted share of working-age adults without health insurance. We ranked every Florida county from highest to lowest share and compared each Central Florida county with the median of the county estimates. Background on Osceola County's coverage sources, industries and share of uninsured citizens comes from Data USA.

• The PLACES figures are modeled estimates with margins of error, so counties with similar shares may not truly differ, and their ranks can shift.
• The CDC estimates reflect 2023 and do not capture changes in coverage since then.
• The figures describe whole counties and cannot explain why individual adults go without insurance.

Age-adjusted: a statistical method that accounts for differences in the age makeup of counties, so places with older or younger populations can be compared fairly. Non-group plan: health insurance a person buys individually rather than through an employer or a government program.

Sources

• The publisher's Socrata open-data portal (named with each dataset): PLACES: Local Data for Better Health, County Data, 2025 release, latest period 2025-12-04, released Dec. 4, 2025; retrieved Oct. 23, 2026. Data